Why Should I Purchase Uninsured Motorist and Underinsured Motorist Coverage?
Florida’s Minimum Insurance Requirements Florida law requires drivers to carry a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). Moreover, Florida is also a no-fault state, meaning that after a car accident, regardless of who is at fault, each driver’s own insurance coverage pays for medical expenses and