It is pivotal that you call law enforcement to the scene of any car accident with damage or injuries. There are several reasons why calling law enforcement to the scene of an accident is recommended. Most importantly, law enforcement will ensure that you receive medical attention as soon as possible. Additionally, a police officer can document details of the accident, ask for any witness statements, and write a report that may be useful later if you need to file a claim with your insurance company.
A police report will be considered an objective record to the insurance companies and so, it is important that you provide the officer with a brief statement about how the accident occurred. It is important to note that police officers can give citations for any “probable cause” determined to be the cause of the accident, such as speeding, reckless driving, running a red light, and failure to yield, among other things. Accidents are incredibly trying events and providing an account of what happened to an officer can be a daunting and challenging task. However, if you are not sure who was at fault for the accident, it is important to abstain from admitting fault.
Fortunately, some accidents are minor and do not involve injuries at first glance. Even so, it is still important to exchange names and insurance information with the other driver(s) so that in the event an insurance claim needs to be made, you have the appropriate documentation. Additionally, even if an accident does not cause any apparent injuries at first, injuries can sometimes appear days later, especially injuries to soft muscle tissue. Therefore, it is wise to call law enforcement to document the details of the accident, regardless of the presence of injury, in the event that it is necessary to report the incident to your insurance company.
So, should I call law enforcement to the scene after an accident? Yes. Then contact us, and we can advise you on how to contact your insurance company.
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